The following Privacy Policy describes how “We”, Super loan and its Affiliates, collect, store, use, transfer, disclose and protect your Personal Information.
Please read the following carefully to understand our views and practices regarding your Personal Information and how we will treat it.
By downloading the App, you confirm that you have read, understood and accept the terms of this Privacy Policy set out hereunder. You also consent to the collection, use, storage, processing and disclosure of your Personal Information in the manner set out in this Privacy Policy. This Privacy Policy together with our Terms of Use and any additional terms applies to your use of the System and the Service.
This Privacy Policy includes the following matters:
1. Definition
2. Personal Information which we collect
3. The use of Personal Information which we collect
4. Sharing of Personal Information which we collect
5. Cross-border transfers of Personal Information
6. Retention of Personal Information
7. Access and update/correction of Personal Information
8. Where we store your Personal Information
9. Security of your Personal Information
10. Changes to this Privacy Policy
11. Language
12. Acknowledgement and consent
13. Marketing and promotional material
14. Third party websites
15. Limitation of liability
16. How to contact us
Monitor and collect content: We only collect and monitor financial messages that have been sent by the 6-digit alphanumeric sender from their inbox, including the number and sender name and SMS content.
This helps us identify the various bank accounts you may have, cash flow patterns, descriptions, and the number of transactions that can help you as a user. We perform risk assessments and provide you with the appropriate credit analysis. We will upload the information we receive later. of your authorization to https://api.superloann.com for the evaluation and once the evaluation is finished, the data will be deleted from our server.
We collect and monitor your contact list, which includes name, phone number, account type, recently changed contact information, favorites, and other optional information (such as relationship and structural address).We collect your contact information to detect close contacts so that you can fill in the details during the loan application process automatically.
This information is necessary for risk analysis, allowing us to test reliable reference materials to assess your risk profile and Determine your eligibility for the loan. We will upload the information received after your authorization to https://api.superloann.com for the evaluation and once the evaluation is finished, the data will be deleted from our server.
We collect the list of metadata information for installed applications that includes the application name, package name, installation time, update time, version name, and version code for each application installed on your device and for evaluating your creditworthiness and enrich your profile with approved offers of personal loans. We will upload the information received after authorization to https://api.superloann.com for evaluation and once the evaluation is finished, the data will be deleted from our server.
We collect location information from your device to reduce the risk associated with your account and this information will help us approve your loan. We will upload the information you receive after your authorization to https://api.superloann.com for evaluation and once the evaluation is finished, the data will be deleted from our server.
We require the storage information permission that allows the application to allow you to upload photos and / or documents to complete the application form during the trip of your loan application. We will upload the information received after your authorization to https://api.superloann.com for the evaluation and once the evaluation is finished, the data will be deleted from our server.
We require the camera's information permission to provide you with an easy / smooth experience and allow you to take photos of your KYC documents along with other necessary documents and upload them to the app during your loan application journey. We will upload the information you receive after your authorization to https://api.superloann.com for evaluation and once the evaluation is finished, the data will be deleted from our server.
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Visitor comments may be checked through an automated spam detection service. We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice.
We will share Your information with only our registered third parties including our regulated financial partners for provision of services on the Website and/or for facilitation of a loan / facility to a User. We will share Your information with third parties only in such manner as described below: a. We disclose and share Your information with the financial service providers, banks or NMBFCs and Our third party partners for facilitation of a loan or facility or line of credit or purchase of a product; b. We share Your information with our third party partners in order to conduct data analysis in order to serve You better and provide services or Products on our Website; c. We may disclose Your information, without prior notice, if We are under a duty to do so in order to comply with any legal obligation or an order from the government and/or a statutory authority, or in order to enforce or apply Our terms of use or assign such information in the course of corporate divestitures, mergers, or to protect the rights, property, or safety of Us, Our users, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction. d. We will disclose the data / information provided by a User with other technology partners to track how the User interact with Website on Our behalf. e. We and our affiliates may share Your information with another business entity should we (or our assets) merge with, or be acquired by that business entity, or re-organization, amalgamation, restructuring of business for continuity of business. Should such a transaction occur than any business entity (or the new combined entity) receiving any such information from Us shall be bound by this Policy with respect to your information. f. We will disclose the information to our third party technology and credit partners to perform credit checks and credit analysis like Credit Bureaus or third party data source providers; g. We will share Your information under a confidentiality agreement with the third parties and restrict use of the said Information by third parties only for the purposes detailed herein. We warrant that there will be no unauthorised disclosure of your information shared with third parties. h. By using the Platform, you hereby grant your consent to the Company to share/disclose your Personal Information (i) To the concerned third parties in connection with the Services; and (ii) With the governmental authorities, quasi-governmental authorities, judicial authorities and quasi-judicial authorities, in accordance with applicable laws of Pakistan. In case we use or disclose your information for any purpose not specified above, we will take your explicit consent.
We reserve the right to change, modify, add, or remove portions of this Privacy Policy at any time for any reason. In case, any changes are made in the Privacy Policy, we shall update the same on the Platform. Once posted, those changes are effective immediately, unless stated otherwise. We encourage you to periodically review this page for the latest information on our privacy practices. Continued access or use of the Services constitute Your acceptance of the changes and the amended Privacy Policy.
Our Platform links to other websites that may collect information about you. We are not responsible for the privacy practices or the content of those linked websites. With this Policy we’re only addressing the disclosure and use of data collected by Us. If You visit any websites through the links on the Website, please ensure You go through the privacy policies of each of those websites. Their data collection practices, and their policies might be different from this Policy and We do not have control over any of their policies neither do we have any liability in this regard.
Your Personal Information may be transferred to, stored, used and processed in a jurisdiction other than your home nation or otherwise in the country, state and city in which you are present while using any Service provided by us (“Alternate Country”), to companies under Our group which are located outside of your home nation or Alternate Country and/or where Our group’s servers and/or service providers and partners are located outside of your home nation or Alternate Country.
We may review and amend this Privacy Policy at our sole discretion from time to time, to ensure that it is consistent with our future developments, and/or changes in legal or regulatory requirements. If we decide to amend this Privacy Policy, we will notify you of any such amendments by means of a general notice published on the App and/or Website, or otherwise to your e-mail address set out in your Account. You agree that it is your responsibility to review this Privacy Policy regularly for the latest information on our data processing and data protection practices, and that your continued use of the App or Website, communications with us, or access to and use of the Service following any amendments to this Privacy Policy will constitute your acceptance to the amendments.
By accepting the Privacy Policy, you acknowledge that you have read and understood this Privacy Policy and you accept all of its terms. In particular, you agree and consent to us collecting, using, disclosing, storing, transferring, or otherwise processing your Personal Information in accordance with this Privacy Policy.
In circumstances where you provide us with Personal Information relating to other individuals (such as Personal Information relating to your spouse, family members, friends or emergency contact), you represent and warrant that you have obtained such individual’s consent for, and hereby consent on behalf of such individual to, the collection, use, disclosure and processing of his/her Personal Information by us.
You also consent and expressly authorize use to contact you and your emergency contact who has expressly agreed upon it, to verify your information or when we are unable to contact you via other methods or when we have not received your payment in connection with Loan.
You may withdraw your consent to any or all collection, use or disclosure of your Personal Information at any time by giving us reasonable notice in writing using the contact details stated below. You may also withdraw your consent for us to send you certain communications and information via any “opt-out” or “unsubscribe” facility contained in our messages to you.
Depending on the circumstances and the nature of the consent which you are withdrawing, you must understand and acknowledge that after such withdrawal of consent, you may no longer be able to use the App or certain of the Service. A withdrawal of consent by you may result in the termination of your Account or of your contractual relationship with us, with all accrued rights and obligations remaining fully reserved. Upon receipt of your notice to withdraw consent for any collection, use or disclosure of your Personal Information, we will inform you of the likely consequences of such withdrawal so that you can decide if indeed you wish to withdraw consent.
We shall not be liable for any indirect, incidental, consequential, special, exemplary or punitive damages arising out of:
Your use of or reliance on the App or your inability to access or use the App; or
Any transaction or relationship between you and any other third party, even if we have been advised of the possibility of such damages.
If you have any questions regarding this Privacy Policy or you would like to obtain access and/or make corrections to your Personal Information, please contact our Data Protection Officer at superloan@gmail.com.